tag:blogger.com,1999:blog-2341633661123726962024-03-14T00:10:42.294-04:00CrewInsuranceServices.comCrew insurance services, Crew Insurance, Yacht Insurance, Marine Insurance, Vessel Insurance, Life Insurance, Disability Insurance, International Insurance, Travel Insurance, US Health Insurance, US Life Insurance, US Disability Insurance, Groups & IndividualsCrew Insurance Serviceshttp://www.blogger.com/profile/10515224638670301464noreply@blogger.comBlogger13125tag:blogger.com,1999:blog-234163366112372696.post-70824284594697196542016-06-08T12:26:00.000-04:002016-06-08T13:25:17.790-04:00Keep your Yacht Crew Insured and Protected From Zika Virus<!--[if gte mso 9]><xml>
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<span style="font-family: "arial" , "helvetica" , sans-serif;"><span lang="EN-IN">The Zika Virus has been declared a global
health emergency by the World Health Organization. The virus spreads rapidly
and affects hundreds of people across the globe. Reports suggest that the virus
can cause devastating birth defects in babies and mothers who are infected
during their pregnancy. </span></span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="font-family: "arial" , "helvetica" , sans-serif;"><b style="mso-bidi-font-weight: normal;"><span lang="EN-IN" style="font-size: 14.0pt;">Protect Yourself From Zika Virus</span></b></span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="font-family: "arial" , "helvetica" , sans-serif;"><span lang="EN-IN">Undoubtedly, it’s important to stay
protected, especially when traveling (even if you are not traveling to the
affected regions) across the globe. Some things which you can do to prevent
mosquito bites include -</span></span></div>
<div class="MsoNormal">
<br /></div>
<ul style="margin-top: 0in;" type="disc">
<li class="MsoNormal" style="mso-list: l0 level1 lfo1; tab-stops: list .5in;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span lang="EN-IN">Long sleeved shirts, long skirts, and pants are recommended
which means maximum skin coverage.</span></span></li>
<li class="MsoNormal" style="mso-list: l0 level1 lfo1; tab-stops: list .5in;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span lang="EN-IN">Use window and door screens, keep the air-conditioning on to
keep the deadly mosquitoes out.</span></span></li>
<li class="MsoNormal" style="mso-list: l0 level1 lfo1; tab-stops: list .5in;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span lang="EN-IN">Sleep under a mosquito bed net</span></span></li>
<li class="MsoNormal" style="mso-list: l0 level1 lfo1; tab-stops: list .5in;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span lang="EN-IN">Use special insect and mosquito repellents which are approved
by health authorities.</span></span></li>
<li class="MsoNormal" style="mso-list: l0 level1 lfo1; tab-stops: list .5in;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span lang="EN-IN">Apply mosquito repellents as needs, as per instructions</span></span></li>
</ul>
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<br /></div>
<div class="MsoNormal">
<span style="font-family: "arial" , "helvetica" , sans-serif;"><span lang="EN-IN">Travelers, who return from places where the
virus is spread, should take adequate steps, to prevent mosquito bites for at
least three weeks so that they do not spread Zika to mosquitoes, which can
spread the virus to others.</span></span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="font-family: "arial" , "helvetica" , sans-serif;"><b style="mso-bidi-font-weight: normal;"><span lang="EN-IN" style="font-size: 14.0pt;">Crew Medical Insurance Plans </span></b></span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="font-family: "arial" , "helvetica" , sans-serif;"><span lang="EN-IN">Every year, millions of people travel
outside their home. If you believe your crew members have medical insurance at
home and they do not need additional coverage, you should know that this kind of
insurance does not cover them wherever they go. The domestic health insurance
plans offer very little coverage and when traveling outside the home country,
you need to have a proper international travel insurance policy which will keep
you protected from all unexpected illnesses and accidents. </span></span><br />
<br />
<div class="separator" style="clear: both; text-align: center;">
<a href="https://2.bp.blogspot.com/-ot4XtuozJsY/V1hUyECDeHI/AAAAAAAAAHA/32SnK11A6BIDJO61WmGIESyXUfXIjVGDwCLcB/s1600/Silver%2BFast%2BSuperyacht.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="220" src="https://2.bp.blogspot.com/-ot4XtuozJsY/V1hUyECDeHI/AAAAAAAAAHA/32SnK11A6BIDJO61WmGIESyXUfXIjVGDwCLcB/s400/Silver%2BFast%2BSuperyacht.jpg" width="400" /></a></div>
</div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="font-family: "arial" , "helvetica" , sans-serif;"><span lang="EN-IN">For insurance quotes and information,
please go to:</span></span></div>
<div class="MsoNormal">
<span style="font-family: "arial" , "helvetica" , sans-serif;"><span lang="EN-IN"><a href="http://crewinsuranceservices.com/crew-insurance-services/50-international-health-insurance-.html">http://crewinsuranceservices.com/crew-insurance-services/50-international-health-insurance-.html</a></span></span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="font-family: "arial" , "helvetica" , sans-serif;"><span lang="EN-IN">Just as travelers need special insurance
coverage, similarly crew members of <b style="mso-bidi-font-weight: normal;">luxury
mega yachts</b> need special insurance coverage. <b style="mso-bidi-font-weight: normal;">International crew members</b> need special coverage to keep out of
pocket expenses at minimum. As an initiative to cover the treatment costs and
medication with insurance protection, <a href="http://www.crewinsuranceservices.com/">www.CrewInsuranceServices.com</a>
offers a variety of medical and travel insurance plans especially for <b style="mso-bidi-font-weight: normal;">luxury super</b> <b style="mso-bidi-font-weight: normal;">yacht crew.</b> <b style="mso-bidi-font-weight: normal;">Global crew
health insurance</b> is provided by leading insurance providers and
underwriters from the US and Europe.</span></span></div>
<div class="MsoNormal">
<span style="font-family: "arial" , "helvetica" , sans-serif;"><b style="mso-bidi-font-weight: normal;"><span lang="EN-IN">Crew
medical insurance</span></b><span lang="EN-IN"> is of utmost importance when
traveling, otherwise, your crew is totally unprotected when on foreign soil or
water. In such a scenario where several regions, are threatened by the Zika
virus, it is time to think about getting <b style="mso-bidi-font-weight: normal;">global
crew health coverage</b> by signing up for the most suitable <b style="mso-bidi-font-weight: normal;">crew insurance policy.</b></span></span></div>
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<span style="font-family: "arial" , "helvetica" , sans-serif;"><span lang="EN-IN">Professional <b style="mso-bidi-font-weight: normal;">yacht crew</b> needs dependable coverage worldwide, which is just
designed for their lifestyle. If you select a group major medical plans, it should
cover all crew members while working on the yacht AND during their leisure
time. This group plan is quite beneficial as it is primary to the vessel’s Protection
and Indemnity Insurance and it covers illnesses and accidents, <a href="http://crewinsuranceservices.com/crew-insurance-services/54-group-health-insurance.html">http://crewinsuranceservices.com/crew-insurance-services/54-group-health-insurance.html</a></span></span></div>
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<br /></div>
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<span style="font-family: "arial" , "helvetica" , sans-serif;"><span lang="EN-IN">So, what are your options? There are many
affordable <b style="mso-bidi-font-weight: normal;">crew insurance policies</b>
offered by our company that take care of all such needs. You can select from
different plans and options which include individual health insurance and group
health insurance plans. Group plans are quite affordable and convenient to
administer. If crew members change the yacht, new members can be easily added
to the group plan. All old crew members who are no longer part of the yacht can
be easily taken off. The member who has left the yacht can apply for an individual
crew medical plan, <a href="http://crewinsuranceservices.com/crew-insurance-services/50-international-health-insurance-.html">http://crewinsuranceservices.com/crew-insurance-services/50-international-health-insurance-.html</a></span></span></div>
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<span style="font-family: "arial" , "helvetica" , sans-serif;"><span lang="EN-IN">Get in touch with Maria Karlsson at <a href="http://www.crewinsuranceservices.com/">www.Crewinsuranceservices.com</a>
and learn more about how you can stay covered or to know more about insurance
plans.</span></span></div>
Crew Insurance Serviceshttp://www.blogger.com/profile/10515224638670301464noreply@blogger.com0tag:blogger.com,1999:blog-234163366112372696.post-47353790517330301622016-06-03T12:44:00.001-04:002016-06-08T13:27:27.769-04:00Health and Safety Resources for Zika Virus<!--[if !mso]>
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<span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-size: 12pt;">The recent reports of the increase
in cases of the mosquito-spread Zika virus are causing alarm in the Americas.
Dr. Vanya Gant, PhD, FRCP FRCPath, an GeoBlue-contracted provider specializing
in Infectious Diseases and Microbiology, has provided 12 important facts about
the current Zika virus outbreak and how it could impact you.</span></span></div>
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<span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-size: 12pt;">GeoBlue has dedicated multilingual
resources available 24/7 for members who are in need of medical care and
assistance.</span></span></div>
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<span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-size: 12pt;"></span><span style="font-size: 12pt;">+1.610.254.8771</span></span></div>
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<span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-size: 12pt;">Find out more information about the
situation:</span></span></div>
<ul type="disc">
<li class="MsoNormal" style="line-height: normal; mso-list: l0 level1 lfo1; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; tab-stops: list .5in;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><a href="http://www.who.int/mediacentre/factsheets/zika/en/"><span style="color: blue; font-size: 12pt;">World Health Organization</span></a><span style="font-size: 12pt;"></span></span></li>
<li class="MsoNormal" style="line-height: normal; mso-list: l0 level1 lfo1; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; tab-stops: list .5in;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><a href="http://www.cdc.gov/zika/"><span style="color: blue; font-size: 12pt;">Centers for Disease Control</span></a><span style="font-size: 12pt;"></span></span></li>
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<span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-size: 12pt;">Please visit the GeoBlue </span><a href="https://www.geo-blue.com/membersHub/memberhub.cfm"><span style="color: blue; font-size: 12pt;">member hub</span></a><span style="font-size: 12pt;">
or download the GeoBlue member app to access your global benefits information
and self-service member tools. </span></span></div>
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<div class="MsoNormal" style="line-height: normal; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; mso-outline-level: 2;">
<span style="font-family: "arial" , "helvetica" , sans-serif;"><b><span style="font-size: 18pt;">12
Things You Should Know About Zika Virus</span></b></span></div>
<div class="MsoNormal" style="line-height: normal; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; mso-outline-level: 3;">
<span style="font-family: "arial" , "helvetica" , sans-serif;"><b><span style="font-size: 13.5pt;">1.
So what is Zika virus?</span></b></span></div>
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<span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-size: 12pt;">Zika virus occurs in a large number
of tropical countries, and there are currently large outbreaks in Latin America
and the Caribbean, and additional outbreaks in the Cape Verde islands off of
Africa, and several Pacific islands. People get Zika virus when they get bitten
by mosquitoes carrying it; other viruses such as Dengue and Malaria are passed
on the same way. There is currently no vaccine available.</span></span></div>
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<span style="font-family: "arial" , "helvetica" , sans-serif;"><b><span style="font-size: 13.5pt;">2.
How do I know I am infected?</span></b></span></div>
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<span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-size: 12pt;">If you get bitten by mosquitoes, a
few days later, Zika virus may infect you. The infection may be very mild, and
in many people, will go unnoticed. Some people will, however, get symptoms, not
unlike having a mild version of the flu: a low fever, headache, muscle and
joint pains, as well as red eyes and a non-itchy flat rash.</span></span></div>
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<span style="font-family: "arial" , "helvetica" , sans-serif;"><b><span style="font-size: 13.5pt;">3.
Why the big splash then?</span></b></span></div>
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<span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-size: 12pt;">Zika virus has spread very
considerably in Brazil for quite a while; the worry is that this has been
accompanied by a large and as yet unexplained increase in the number of babies
born with a condition called "microcephaly" - literally meaning
"small brain", which means that normal brain development in the womb
has stopped, and that these children's brains are much smaller than they should
be at birth. It has yet to be determined how strong the link is between this
virus and this devastating congenital abnormality. Furthermore, there are some
indications that Zika infection (along with other infections) may trigger a
neurological disease called Guillain-Barré syndrome, which can vary in severity
from mild symptoms to life threatening paralysis. This link also remains to be
proven.</span></span></div>
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<span style="font-family: "arial" , "helvetica" , sans-serif;"><b><span style="font-size: 13.5pt;">4.
Can the disease be imported?</span></b></span></div>
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<span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-size: 12pt;">Zika virus infection is transmitted
primarily by mosquitoes. It can only be passed on in countries where the
transmitting mosquitos live, which include Africa, Asia, the Americas and parts
of southern Europe. There are, however, reports of sexual transmission by men
who became ill with Zika. It is not yet known if men who become infected but
are asymptomatic can pass Zika to their sexual partner.</span></span></div>
<div class="MsoNormal" style="line-height: normal; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; mso-outline-level: 3;">
<span style="font-family: "arial" , "helvetica" , sans-serif;"><b><span style="font-size: 13.5pt;">5.
Can Zika spread from human to human?</span></b></span></div>
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<span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-size: 12pt;">It looks increasingly likely that
Zika can be transmitted sexually, albeit only occasionally. Zika can be found
in semen for several weeks after recovery from infection. Travellers to regions
where Zika is known to circulate should take precautions and use condoms, which
are likely to be effective if used correctly and consistently. Men returning
from Zika virus areas should use a condom with a female partner at risk of
pregnancy, whether planned or not. The UK has been the first country to recommend
that men should use condoms for 28 days if they have had no symptoms; and 6
months after recovery from proven Zika infection.</span></span></div>
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<span style="font-family: "arial" , "helvetica" , sans-serif;"><b><span style="font-size: 13.5pt;">6.
Is it safe to travel to Brazil and other affected countries?</span></b></span></div>
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<span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-size: 12pt;">The world's best health authorities
are working on what this might mean for travellers to this region of the world.
This is especially important for those residing in or near an affected country.
People who get infected with Zika virus have a mild illness, which resolves in
a few days; many won't even know they've got the virus. The problem relates to
people who are pregnant; the extent of the risk of developing Guillain-Barré
syndrome after infection remains to be determined.</span></span></div>
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<span style="font-family: "arial" , "helvetica" , sans-serif;"><b><span style="font-size: 13.5pt;">7.
What about the Olympics?</span></b></span></div>
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<span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-size: 12pt;">The Rio Olympics and Paralympics (5
- 21 August; 7 - 18 September) will represent one of the biggest mass gathering
events ever for South America. Thankfully, this will be in Brazil's cooler
months; and we know that all mosquito-borne diseases are very low there during
this period. The Brazilian authorities are working hard on a new set of
mosquito control measures. The exact amount of risk is considered low - but not
calculated yet.</span></span></div>
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<span style="font-family: "arial" , "helvetica" , sans-serif;"><b><span style="font-size: 13.5pt;">8.
What's the link with pregnancy?</span></b></span></div>
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<span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-size: 12pt;">While a clear link between birth
abnormalities and Zika virus infection in pregnancy has yet to be established,
it seems self-evident that pregnant women should consider avoiding travel to
areas where there is Zika virus. If travel is unavoidable, the key is an
excellent anti-mosquito regimen, which could include wearing long sleeves,
using insect repellent containing DEET and sleeping under
insecticide-impregnated bed nets. Discuss the best protocols for you with your
Obstetrician. Currently we have nothing else to fight this virus; there's no
vaccine and there's no other treatment that can prevent a person developing
Zika.</span></span></div>
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<span style="font-family: "arial" , "helvetica" , sans-serif;"><b><span style="font-size: 13.5pt;">9.
Can Zika virus be transmitted to others? </span></b></span></div>
<div class="MsoNormal" style="line-height: normal; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto;">
<span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-size: 12pt;">Zika virus infection is transmitted
by mosquitoes. It can only be passed on in countries where the transmitting
mosquito lives, which include Africa, Asia, the Americas and parts of southern
Europe. It's clear that person-to-person transmission is very unlikely - but as
reported recently, sexual transmission might be possible.</span></span></div>
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<span style="font-family: "arial" , "helvetica" , sans-serif;"><b><span style="font-size: 13.5pt;">10.
I'm pregnant and have recently visited an affected area - what should I do?</span></b></span></div>
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<span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-size: 12pt;">Even if you are well, you should
discuss this with your Obstetrician. They will be able to advise further about
the risks, although this is an area where we are learning more every day, and
the full facts are not yet known. It's likely that what your doctors will
decide to do is keep an extra close eye on you throughout your pregnancy, to
make sure that all is well. If you have recently come back from an affected
area and had, or have, symptoms suggesting a viral illness within the last 2-3
weeks, you should actively seek medical advice and state that you wish to be
tested for Zika.</span></span></div>
<div class="MsoNormal" style="line-height: normal; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; mso-outline-level: 3;">
<span style="font-family: "arial" , "helvetica" , sans-serif;"><b><span style="font-size: 13.5pt;">11.
What are the tests for Zika virus infection?</span></b></span></div>
<div class="MsoNormal" style="line-height: normal; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto;">
<span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-size: 12pt;">There are blood and urine tests for
Zika virus, but they can only be done up to 2-3 weeks after developing
symptoms. The blood test in true infection is likely to be positive early on
the illness; the urine test may pick the virus up some weeks later. There is no
test currently available for people who have always remained well, or if the
symptoms were more than 2-3 weeks ago.</span></span></div>
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<span style="font-family: "arial" , "helvetica" , sans-serif;"><b><span style="font-size: 13.5pt;">12.
Where can I find the latest information?</span></b></span></div>
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<span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-size: 12pt;">Find out more information about the
situation:</span></span></div>
<ul type="disc">
<li class="MsoNormal" style="line-height: normal; mso-list: l0 level1 lfo1; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; tab-stops: list .5in;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><a href="http://www.who.int/mediacentre/factsheets/zika/en/"><span style="color: blue; font-size: 12pt;">World Health Organization</span></a><span style="font-size: 12pt;"></span></span></li>
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<br />Crew Insurance Serviceshttp://www.blogger.com/profile/10515224638670301464noreply@blogger.com0tag:blogger.com,1999:blog-234163366112372696.post-44546803528435407582012-02-07T08:51:00.000-05:002012-02-07T08:51:23.974-05:00The Crew Report | Superyacht Crew Essentials | Insurance & Finance Focus: Cover for a rainy day<a href="http://www.thecrewreport.com/crewessentials.asp?subsection=Issue+Focuses&id=17735">The Crew Report Superyacht Crew Essentials Insurance & Finance Focus: Cover for a rainy day</a>Crew Insurance Serviceshttp://www.blogger.com/profile/10515224638670301464noreply@blogger.com0tag:blogger.com,1999:blog-234163366112372696.post-60389752695411781712011-10-30T19:49:00.000-04:002011-10-30T19:49:09.283-04:00Captain+makes+bid+for+paralympics<a href="http://thetriton.com/article/2011/10/captain-makes-bid-paralympics">Captain+makes+bid+for+paralympics</a>Crew Insurance Serviceshttp://www.blogger.com/profile/10515224638670301464noreply@blogger.com0tag:blogger.com,1999:blog-234163366112372696.post-59810978828573808222011-01-13T13:55:00.000-05:002011-01-13T13:55:09.628-05:00CrewInsuranceServices.com: Insurance & Finance Focus<a href="http://crewinsuranceservices.blogspot.com/2011/01/insurance-finance-focus.html">CrewInsuranceServices.com: Insurance & Finance Focus</a>Crew Insurance Serviceshttp://www.blogger.com/profile/10515224638670301464noreply@blogger.com0tag:blogger.com,1999:blog-234163366112372696.post-22193247686352162882011-01-12T13:56:00.005-05:002011-01-13T13:51:49.107-05:00Insurance & Finance FocusInsurance & Finance Focus: Cautionary Cover<br /><br /><br />It is not some thing anyone likes to think about but accidents can and will happen in any industry, and this one is no exception. A recent spate of tragic incidents has brought home the need to be as prepared as possible to deal with the unthinkable and minimise any fallout for your family, friends and dependents if something happens to you.<br />Referring to the recent tragic accidental death of Bosun Will Black, Hatty Campbell, manager at YCO Crew, says: “No one ever expects the worst, but it is important to take<br />responsibility and be prepared. We strongly recommend all crew ask about insurance before taking a job and, if it is not included, to make sure they arrange the appropriate personal cover.”<br /> <br />You know that you need some sort of insurance but finding just the right cover will take a little time and investigation. First up, check with your captain or management company; you will usually be covered to some degree under the vessel’s insurance policy but it is important to ask for a copy of the certificate of coverage so that you understand the benefits you are entitled to receive in case of an accident. <br /><br />Maria Karlsson of Crew Insurance Services recommends buying an individual policy if you believe the limits are insufficient under the yacht’s coverage: “This is your insurance policy to keep and take with you from yacht to yacht, should your employment change.” <br /><br />Unsure if the yacht’s insurance cover is adequate? Michelle van der Merwe of Pantaenius has a few questions she recommends you ask of your captain or management company. Ask about your cover for medical expenses (some owners may opt for the minimum) and individual limits, which may be insufficient when travelling to the Caribbean or US, as the US has the highest cost of medical care worldwide. US citizens may face further restrictions in their policy like spending a certain amount of time outside the country per year, or having a non-US address.<br /><br />Ask how you would go about making a claim in the event of an emergency, whether you are covered in your home country as well as on holiday, plus for sporting activities like off-piste skiing, watersports and diving. Jill Cappelli of HTH Worldwide adds that it is important, if you have been directed to an individual plan, to check whether the<br />boat will contribute anything towards it.<br /><br />So, if you are directed towards an individual plan or you decide you would like one due to inadequate cover under the vessel’s policy, what level of cover should you be looking at? Cappelli says to aim for a comprehensive plan that covers you when you are on and off the boat, as well as in between vessels. “The plan should cover [crew] not only for emergencies and catastrophic events, but for things such as preventative care, wellness check-ups, annual physicals, surgeries, emergency evacuations,<br />repatriation and accidental death and dismemberment.”<br /><br />Karlsson adds that it is important to check that your policy is appropriate for where you are. “If the crew is spending a significant time in the US, they need a policy with a<br />sufficient lifetime max, since medical care in the US is very high.” <br /><br />Cappelli says there are specialist policies designed to fit the lifestyles of professional crew, which provide worldwide coverage irrespective of nationality. Some companies will pay contracted doctors and hospitals directly so that crew do not have to pay upfront and claim later. Karlsson adds that crew policies usually offer coverage year-round – whether the crewmember is working or not – and include coverage for watersports, driving tenders and diving. Most crew-specific policies cover for accidental death or dismemberment – usually one, two or three times the annual income, or a flat sum. Cappelli says you need to include a repatriation provision to ensure your family does not have to foot the bill. But what happens if something occurs to you in a foreign country that requires your family to get there quickly, for example, you go missing? “Emergency medical reunion is the policy benefit that usually provides payouts for transportation (an economy roundtrip air and/or ground ticket), hotel and even a daily food allowance usually for one relative (parent, spouse or sibling); with a common limit of around $10,000,” says Karlsson.<br /><br />How much will it cost you? Giving Karlsson, Cappelli and van der Merwe a hypothetical scenario of a crewmember’s life and working conditions to gauge an idea of how much an individual insurance policy might cost, we asked them to suggest an appropriate policy for a 32-year-old chef on a one-year contract on a motoryacht, currently in the Caribbean, heading to the Mediterranean for the summer season. He would be onboard for charters through the Caribbean and then cook for the owner and their family in the Med. He will get six weeks’ holiday through the year and will not be onboard for the Atlantic crossing. He is fit and healthy and is married to the chief stew on the same yacht.<br /><br />Karlsson said: “Based on your scenario above, he should be looking for a policy that covers him and his wife worldwide, since they’ll be working both in the Caribbean and in the Med. I would advise to include coverage in the US, should he need to get air evacuated from the Caribbean for medical care in the US. The policy should include coverage for his vacation time as well, which most of the policies do. The crew policies may not give a ‘husband/wife’ discounted rate.” Karlsson says an approximate<br />monthly premium rate for worldwide coverage might be US$140 per month for medical coverage for our male chef and US$150–200 (dependent on age) per month for medical coverage for his wife.<br /><br />According to Cappelli: “An individual plan for a 32-year-old would run anywhere between $90/month up to $170/month depending on gender and the deductible<br />option chosen. The HTH Worldwide Global Navigator plan would be a great fit for this couple. The cost for a couple, both aged 32, would range anywhere from $205/month up to $310/month. They would be covered anywhere they travel, including holidays or if they were in between jobs/vessels. The plan covers for preventative, primary care,<br />wellness checks, surgeries, emergencies, emergency evacuation, repatriation, accidental death and dismemberment and gives them access to a global network of contracted doctors. Be sure to check to see if there is a load factor for not paying the entire 12 months of premium upfront.”<br /><br />Some companies charge a higher rate if you do not pay in advance, though HTH Worldwide charges the same rate whether you pay monthly or in advance. <br /><br />Van der Merwe says Pantaenius offers set plans to all crew regardless of position, age (up to 65 years) or previous medical history; she recommends visiting Pantaenius’ website for full details of coverage offered and benefits available.<br /><br />WORDS Isla McKechnie<br /><br />Thanks to Crew Insurance Services (crewinsuranceservices.com), HTH Worldwide (hthworldwide.com) and Pantaenius (pantaenius.co.uk).<br /><br />http://thecrewreport.com/crewessentials.asp?subsection=Issue%20Focuses&id=17124<br /><br />Originally published in The Crew Report, issue 45Crew Insurance Serviceshttp://www.blogger.com/profile/10515224638670301464noreply@blogger.com0tag:blogger.com,1999:blog-234163366112372696.post-89735427329943958422010-09-10T18:01:00.003-04:002010-09-10T18:04:23.734-04:00HCC Medical Insurance Services Chooses CMN as Network Administrator<br />HCCMIS announces new international health-care provider network<br />Indianapolis, IN (PRWEB) May 29, 2010 -- HCC Medical Insurance Services, LLC (HCCMIS), is now<br />utilizing CMN for health-care provider network administration in North America and internationally. What<br />does this mean for customers?<br />* Larger worldwide network directory with 400,000+ doctors and 7,000+ facilities<br />* More robust online member tools<br />* More U.S. in-network options to lower or eliminate coinsurance payments<br />* International providers can bill HCCMIS directly, avoiding customers’ need to file a claim for reimbursement<br />Mark Carney, HCCMIS’s CEO, states “This expansion of services for our customers through improving<br />efficiencies and access to leading doctors and facilities around the world has reinforced our commitment to<br />being the industry’s international health insurance choice by consumers and business partners.”<br />Peter Lozier, Executive Vice-President, CMN comments “CMN is proud to be working with HCCMIS. The<br />synergy between both companies is vivid and we envision a true win/win relationship for years to come.<br />CMN’s highly skilled case management team deals one-on-one with each patient to identify individual needs<br />and uses our vast resources to accommodate them, while ensuring that patients are treated with compassion,<br />empathy and respect.”<br />About HCCMIS<br />HCC Medical Insurance Services, LLC is a subsidiary of HCC Insurance Holdings, Inc. (NYSE: HCC), a<br />leading international specialty insurance group with offices across the United States and in the United<br />Kingdom, Spain, and Ireland. As of March 31, 2010, HCC had assets of $8.9 billion and shareholders' equity of<br />$3.1 billion. HCC is rated “AA (Very Strong)” by Standard & Poor's and “AA (Very Strong)” by Fitch Ratings.<br />In addition, HCC's major domestic insurance companies are rated “A+ (Superior)” by A.M. Best Company.<br />About CMN<br />Founded in 1995, CMN Inc., a Europ Assistance Company, is an international health management company<br />that assists clients, including insurance companies and government entities, and their insured members to<br />successfully navigate the increasingly complex global healthcare system with economic ease. Their medical<br />case management, North American and international proprietary provider networks, customized services, and<br />technology are all seamlessly interwoven to ensure patients receive the best-possible medical care and service,<br />while reducing and managing their clients’ risks and costs.<br /><br />Contact Information<br />Bryant TutterowCrew Insurance Serviceshttp://www.blogger.com/profile/10515224638670301464noreply@blogger.com0tag:blogger.com,1999:blog-234163366112372696.post-19003160038037973062008-10-15T17:12:00.005-04:002008-10-15T17:20:03.520-04:00Dealmakers: AIG's life unit seeks buyer, MetLife and Hartford talk unionOctober 15, 2008<br /><br />While the insurance end of the broad financial services market was said to be less infected by toxic mortgage-related securities, AIG's bailout and the recent announcement that juggernauts MetLife and the Hartford are talking marriage indicate otherwise.<br /><br />The U.S. life insurance and annuities units of <a href="http://www.bloomberg.com/apps/news?pid=20601087&sid=amMou43802ys&refer=home">American International Group</a> are rumored to be on the block to help repay a two-year $85 billion federal government loan with annual interest payments of at least 8.5%, which averted financial ruin following three quarterly losses totaling more than $18 billion and credit downgrades.<br /><br />The embattled company, once the world's largest insurer, has hired JPMorgan Chase to find buyers, according to published reports. France's Axa SA, Swiss Reinsuance and ING Groep of the Netherlands have been identified as potential suitors. Some industry analysts believe the domestic units could fetch some $22 billion to $28 billion, while AIG's overseas life insurance division is appraised at about $62 billion.<br /><br />CEO Edward Liddy, who initially sought to preserve as many insurance operations as possible after he was appointed by the government to run AIG, is promising investors a nimbler firm with a focus on the property and casualty line and a stake in an overseas life insurance unit that caters to fast-growing markets across Asia and India.<br />Meanwhile, MetLife recently approached life and property insurer Hartford Financial Services Group about a merger, according to the Wall Street Journal. The paper reports that the talks did not lead anywhere.<br /><br />Source: Employee Benefit AdvisorCrew Insurance Serviceshttp://www.blogger.com/profile/10515224638670301464noreply@blogger.com0tag:blogger.com,1999:blog-234163366112372696.post-70474454791243026642008-10-13T19:16:00.001-04:002008-10-13T19:18:46.236-04:00Australian Superyacht Crew Visa - NEW in October 2008<span style="font-family:trebuchet ms;">The Superyacht Crew Visa is a visa specifically for crew members who are employed on a Super yacht (vessels over 24 meters), in Australia. This visa will be introduced in October 2008.<br /></span><br /><span style="font-family:trebuchet ms;">The crew member can apply for the visa anywhere in the world. To be eligible for the visa, the crew member must be at least 18 years old, be sponsored by the yacht’s captain or owner, and be able to provide evidence of employment, (i.e. employment contract, vessel registration, insurance and Survey Certificate).<br /></span><br /><span style="font-family:trebuchet ms;">As a crew visa holder, the crew member must work for the employer who sponsored the visa, and only work in the position that was nominated on the visa application. If the crew member changes the employment, a new sponsorship and visa application will be required.<br /></span><br /><span style="font-family:trebuchet ms;">A crew member applying for the visa can stay in Australia for an initial period of three, six or twelve months. The application can be completed online on the Department of Immigration and Citizenship website: </span><a href="http://www.immi.gov.au/"><span style="font-family:trebuchet ms;">www.immi.gov.au</span></a><span style="font-family:trebuchet ms;">.<br /> </span>Crew Insurance Serviceshttp://www.blogger.com/profile/10515224638670301464noreply@blogger.com0tag:blogger.com,1999:blog-234163366112372696.post-92220905851176607692008-10-02T17:56:00.000-04:002008-10-02T19:54:18.204-04:00Who is responsible for sick crew?<strong>Scenario: </strong><br /><br />A foreign crew member needs emergency appendectomy surgery in the US, without having a worldwide crew health insurance policy in place. The yacht has a charter starting in the Caribbean and is leaving the US the following morning after the incident. The Captain has no choice but to leave the sick crew member behind, still being treated in the hospital. Who has the final responsibility for the foreign crew member? Appendectomy surgery is considered an "illness", it's not an accident happening on board the vessel where the yacht's insurance will pay the claim. Isn't the management company, or the owner responsible for the foreign crew member from the time of entering the country on a B1/B2 work VISA?<br /><br /><strong><em>"Inpatient hospitalization in the US is an average of $7,000 per night. Appendectomy surgery requires at least 3 days of inpatient treatment. Who is responsible for the $21,000 bill?"</em></strong><br /><br />Some yachts want to have a waiting period before offering health insurance to the crew members, because of the quick turnover rate. International Crew insurance policy premiums range from as little as about $100 to $200 per month and crew member for a major medical full coverage insurance policy that would make any US domestic insurance holder jealous.<br /><br /><strong><em>"At the end of the day, is it really a "saving" for the owner, not to cover a foreign crew member as of day one? Can you even claim the vessel insurance for a medical incident that has no "work related" accidental cause? Probably not.... </em></strong><br /><strong><em>Is it worth using the high premium vessel insurance policy for a medical claim when the main purpose of that type of insurance policy is to pay for high monetary claims related to the yacht itself?"<br /><br /></em></strong>A good crew insurance policy is worth every penny to the owner. The owner liability decreases, especially in times where lawsuits are as normal as brushing teeth! The vessel insurance shouldn't be used for incidental crew medical claims.<br /><br />Get your quotes now by calling (+1) 754 234 4325, or e-mail <a href="mailto:info@crewinsuranceservices.com">info@crewinsuranceservices.com</a>Crew Insurance Serviceshttp://www.blogger.com/profile/10515224638670301464noreply@blogger.com0tag:blogger.com,1999:blog-234163366112372696.post-49469257458409847712008-09-02T13:10:00.000-04:002008-09-02T13:27:29.491-04:00Monaco Boatshow, September 24-27 2008<span style="color:#000000;">Crew Insurance Services, Inc will be attending the Monaco <span class="blsp-spelling-error" id="SPELLING_ERROR_0">Boatshow</span> this year. We are going to be in London from September 18t<span class="blsp-spelling-error" id="SPELLING_ERROR_1">h</span> to the 21st, visiting new and existing business associates and crew insurance clients. Maybe we'll even get a tour of Lloyd's of London!<br />We'll be arriving in <span class="blsp-spelling-error" id="SPELLING_ERROR_2">Marseille</span> on the 21st, and then off to Monaco with a quick stop in <span class="blsp-spelling-error" id="SPELLING_ERROR_3">Antibes</span> on the way.<br /><br />Please let us know if you're going to attend the show, so that we can meet up! We are not going to have a booth, but will walk around the show and go to some of the evening festivities.<br />Let us know if there are any fun events to go to by calling +1-754-234-4325, invitations are welcomed....<br /><br />We'll see you there!<br /><br />Maria <span class="blsp-spelling-error" id="SPELLING_ERROR_4">Karlsson</span><br />www.crewinsuranceservices.com</span>Crew Insurance Serviceshttp://www.blogger.com/profile/10515224638670301464noreply@blogger.com0tag:blogger.com,1999:blog-234163366112372696.post-3126701144753766962008-08-28T13:24:00.000-04:002008-08-28T13:32:41.736-04:00Expanding Our Insurance Portfolio!<span style="font-family:trebuchet ms;">Crew Insurance Services, Inc. have added life insurance and disability income insurance to our insurance plan offerings. This will increase client’s satisfaction and the convenience of a “one-stop-shop” for insurance products.<br /><br />“Yacht Captain’s and crews hectic schedules that don’t allow time to “shop around” for quotes from different insurance agencies. They have many other important responsibilities to handle in a short period of time before going out to sea again, and want the efficiency and fast service that a “one-stop-agency” can offer. It’s also important to work with one insurance agent, whom they have an established professional relationship, and who can handle all types of insurance plans”.<br /><br /></span><span style="font-family:trebuchet ms;">Get your Quote Now!</span><br /><span style="font-family:trebuchet ms;"></span><br /><span style="font-family:trebuchet ms;">Crew Insurance Services is an independent insurance brokerage firm, offering a wide range of insurance products for any citizens: international crew health insurance, international health insurance, life insurance, disability income insurance, travel plans, immigrant coverage and more. We handle both individual and group insurance plans, for any citizens. Please call Maria at +1-754 234 4325, or e-mail <a href="mailto:info@crewinsuranceservices.com">info@crewinsuranceservices.com</a>.</span><span style="font-family:trebuchet ms;"><br /></span><span style="font-family:trebuchet ms;"><br />Please write your comments in the blog!<br /><br /><br /></span>Crew Insurance Serviceshttp://www.blogger.com/profile/10515224638670301464noreply@blogger.com2tag:blogger.com,1999:blog-234163366112372696.post-91036769920869735582008-03-19T15:59:00.000-04:002008-03-19T16:15:26.383-04:00Welcome to my blog!Hello prospects and existing clients!<br /><br />Welcome to Crew Insurance Services blog! I'm excited to be able to share information with<br />you, and to hear your opinions and questions! You are my <span class="blsp-spelling-corrected" id="SPELLING_ERROR_0">lively hood</span>, and your input and feedback is tremendously <span class="blsp-spelling-corrected" id="SPELLING_ERROR_1">valuable</span>.<br />Feel free to ask questions or add comments regarding insurance!<br /><br />For the average person, insurance information can be difficult to understand, and boring to read... My job is to assist you in finding the best coverage for your specific situation, whether you're a traveling yacht crew, or a US person in need for domestic insurance. Let me know how I can be of your disposal!<br /><br />Start blogging!Crew Insurance Serviceshttp://www.blogger.com/profile/10515224638670301464noreply@blogger.com1